Casas con Hipoteca Asumible en Venta en Texas

130 assumable mortgage homes en venta en 38 ciudades de Texas desde $160,000. Con base en datos del MLS en vivo, actualizado a diario.

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Préstamo asumible

$243,500

196 Musgrav, Kyle, TX 78640

MLS #248913126 · Keller Williams Realty · Wendy Papasan

3 rec·2 baños·1,439 pies²

Préstamo asumible

$465,000

15109 S Flamingo DR S, Austin, TX 78734

MLS #248874398 · Keller Williams Realty · Dillon Meek

3 rec·2.5 baños·2,292 pies²

Préstamo asumible

$320,000

196 Harvest Creek DR, Uhland, TX 78640

MLS #248850372 · Keller Williams Realty · Dillon Meek

3 rec·2 baños·1,293 pies²

Préstamo asumible

$409,900

338 Saffron SPGS, Buda, TX 78610

MLS #248836209 · Keller Williams Realty · Crystal Kilpatrick

3 rec·2 baños·1,826 pies²

Préstamo asumible

$649,500

713 Judge Fisk DR, Leander, TX 78641

MLS #248799247 · Keller Williams Realty · Laurie Flood

4 rec·3 baños·3,019 pies²

Préstamo asumible

$450,000

369 Cross Meadows CT, Buda, TX 78610

MLS #248762729 · Keller Williams Realty · Bill Cafferata

4 rec·2 baños·2,098 pies²

Préstamo asumible

$324,900

2557 Caleb Asher LOOP, Round Rock, TX 78665

MLS #248703680 · Keller Williams - Lake Travis · Gregg Klar

3 rec·2.5 baños·1,757 pies²

Préstamo asumible

$374,900

112 Twin Lakes LN, Bastrop, TX 78602

MLS #248708449 · The One Realty · Danielle Fountain

4 rec·2 baños·1,560 pies²

Préstamo asumible

$850,000

110 Curva Bonita, Wimberley, TX 78676

MLS #248711485 · Compass RE Texas, LLC. · Amy Chance

3 rec·2 baños·2,491 pies²

Préstamo asumible

$850,000

15004 Iveans WAY, Austin, TX 78717

MLS #248677656 · All City Real Estate Ltd. Co · Kiran Kota

4 rec·3 baños·3,044 pies²

Préstamo asumible

$339,000

759 Bluegrass PT, New Braunfels, TX 78130

MLS #248678150 · RDP Realty LLC · Robert Petmecky

4 rec·2.5 baños·2,144 pies²

Préstamo asumible

$225,000

308 Geode GLN, Maxwell, TX 78656

MLS #248637828 · Orchard Brokerage · April McDowell

3 rec·2 baños·1,290 pies²

Préstamo asumible

$360,000

10900 American Mustang LOOP, Manor, TX 78653

MLS #248615705 · Intege Realty LLC · Danielle Castillo

3 rec·2 baños·1,895 pies²

Préstamo asumible

$320,000

4152 Aransas DR, Belton, TX 76513

MLS #248387447 · CB&A, Realtors · Holly Bunting

3 rec·2 baños·1,906 pies²

Préstamo asumible

$230,000

1522 Parkfield CIR, Round Rock, TX 78664

MLS #247707828 · eXp Realty, LLC · Nicholas Himes

2 rec·2 baños·948 pies²

Préstamo asumible

$370,000

1101 Milford WAY #1, Austin, TX 78745

MLS #248294083 · Devora Realty · Joshua Faucher

3 rec·2 baños·1,189 pies²

Préstamo asumible

$449,000

1141 Lucca DR #53, Dripping Springs, TX 78620

MLS #248164272 · Keller Williams - Lake Travis · Amber Hart

4 rec·3.5 baños·2,528 pies²

Préstamo asumible

$588,000

1005 Rollingwood TRL, Georgetown, TX 78633

MLS #248149682 · Full Circle RE · Ram Ganapathy

4 rec·3.5 baños·3,210 pies²

Préstamo asumible

$679,000

2812 Cascade Falls DR, Austin, TX 78738

MLS #248154034 · Kuper Sotheby's Int'l Realty · Jeff Taylor

3 rec·2 baños·2,235 pies²

Préstamo asumible

$546,000

6533 Leonardo CV, Round Rock, TX 78665

MLS #248051907 · All City Real Estate Ltd. Co · Ola Odunaike-Cherry

4 rec·3.5 baños·3,122 pies²

Préstamo asumible

$400,000

333 Diamondleaf DR, Buda, TX 78610

MLS #248012394 · Orchard Brokerage · Jay Thakkar

3 rec·2 baños·2,009 pies²

Préstamo asumible

$225,000

224 Bauxite DR, Jarrell, TX 76537

MLS #248018007 · Pure Realty · Katelyn Moquett

3 rec·2 baños·1,330 pies²

Préstamo asumible

$379,990

3739 Canby Oak BLF, Seguin, TX 78155

MLS #247996523 · Third Coast Properties · Pamela Folsom

3 rec·2 baños·1,931 pies²

Préstamo asumible

$650,000

2300 Robin RD, Manchaca, TX 78652

MLS #247865753 · AustinRealEstate.com · David Bouthot

4 rec·2 baños·2,419 pies²

Préstamo asumible

$450,000

1812 Fall Creek DR, Cedar Park, TX 78613

MLS #247707862 · Col Realty · Rigo Zevada

5 rec·4.5 baños·3,931 pies²

Acerca de Assumable Mortgage Homes en Texas

An assumable mortgage lets a qualified buyer take over the seller's existing home loan — its interest rate, remaining balance, and terms — instead of taking out a new loan at today's rates. The homes below are Texas listings flagged as having an assumable loan, drawn from live MLS data. Only government-backed FHA, VA, and USDA loans are generally assumable, and every assumption requires the loan servicer's approval and buyer qualification. You typically pay the difference between the price and the remaining balance in cash or separate financing. Confirm any listing's rate, balance, and assumability with the loan servicer before you offer. Last updated October 2026. Walter Marin, REALTOR® with Compass (TREC #716368).

Cómo funciona comprar una casa con hipoteca asumible en Texas

Assuming a mortgage works differently from getting your own loan, and a few things are worth understanding before you make an offer. First, you still have to qualify: the seller's lender reviews your credit and finances and must approve you to take over the loan — assumption is not automatic. Second, you typically need to cover the "equity gap" — the difference between the home's purchase price and the remaining loan balance. On a home that has gained value, that gap can be substantial, and buyers usually cover it with cash or a second loan, so it's worth calculating early. Third, timelines often run longer than a normal closing, because the lender's assumption approval is its own process — confirm expected timing in writing. With VA loans there's an added wrinkle: if a non-veteran assumes the loan, it can tie up the seller's VA entitlement, so both sides should understand that before proceeding. None of this is financial or lending advice — HomeLocating is not a lender — but it's the map of what to check. When you're ready, browse the assumable-mortgage homes available in Texas above, and reach out about any that interest you to confirm the loan details and arrange representation.

Preguntas frecuentes

Why do some homes on this page say "Possibly Assumable" instead of "Assumable"?

This page shows two things: homes where the listing agent has confirmed the mortgage is assumable, and homes where public property records show the current recorded mortgage is a VA or FHA loan — loan types that are often assumable, but not yet confirmed for that specific home. We label those "Possibly Assumable" so the difference is clear. Ask us and we'll help confirm the loan details on any home that interests you.

What is an assumable mortgage?

An assumable mortgage is a loan a qualified buyer can take over from the seller, keeping the existing interest rate, remaining balance, and terms instead of getting a new loan. It requires the loan servicer's approval and buyer qualification, and it is mainly available on government-backed FHA, VA, and USDA loans.

Which loans are assumable?

Generally only government-backed loans are assumable: FHA, VA, and USDA loans. Most conventional loans are not assumable because they include a due-on-sale clause. Each assumption still requires the loan servicer's approval and buyer qualification.

Do I need cash to assume a mortgage in {City}?

Usually, yes. You typically pay the difference between the home's price and the remaining loan balance in cash or through separate financing, plus assumption fees and closing costs. The exact amount depends on the specific loan and sale and should be confirmed with the loan servicer.

Does HomeLocating provide the assumable loan?

No. HomeLocating is an independent home-search platform, not a mortgage lender, bank, or loan servicer. We help you find and tour {City} listings; for the loan and its assumption you work with a mortgage lender or the current loan servicer.

Casas con Hipoteca Asumible en Venta en Texas

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Acerca de Assumable Mortgage Homes en Texas

Cómo funciona comprar una casa con hipoteca asumible en Texas

Preguntas frecuentes

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