1012 Velvet CT, Troy, TX — photo 1
Préstamo asumibleEstimado por Casas Directas
1 / 23
View virtual tour
$270,000
4 beds2 baths1,642 pies²

1012 Velvet CT, Troy TX 76579

MLS #247348371 · Jorgenson Real Estate · Kasey Jorgenson

Residential
Built in 2022
0.22 Acres Lot
$164/sqft
HOA $240 / annually

Ask about this home's assumable rate & terms

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

HomeLocating is not a lender. Assumability and terms — including whether the loan can be assumed at all — are confirmed with the seller's lender; lender qualification applies.

Acerca de esta casa

Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk — a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.

Detalles de la propiedad

Tipo de propiedad
Residential · SingleFamilyResidence
Estatus
Active
Año de construcción
2022
Baños completos
2
Tamaño del lote
0.2153
Fraccionamiento
Cottonwood Crk Ph I
Área MLS
MT
MLS #
247348371

Características

Características interiores

  • Ceiling Fan(s)
  • Granite Counters
  • Electric Dryer Hookup
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Smart Thermostat
  • Walk-In Closet(s)
  • Washer Hookup

Características exteriores

  • Private Yard

Detalles adicionales

Estacionamiento
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Paved
Lugares de cochera
2
Techo
Composition, Shingle
Cimentación
Slab
HOA
$240 / annually
Impuesto anual
$4,109

Loading map…

Escuelas

Assigned schools per the MLS.

Distrito escolar
Troy ISD
Primaria
Edna Bigham Mays
Secundaria
Raymond Mays
Preparatoria
Troy

Casas comparables cerca de 1012 Velvet CT

Similar homes currently for sale nearby, ranked by distance.

Cómo desplazarse

Downtown Austin
69.7 mi
Austin-Bergstrom Airport
72.8 mi

Straight-line distance, not drive time.

Análisis del mercado

Compared with 5 active homes in Troy · HomeLocating listings

Area median price
$249,990
This home vs. median
8% above
Homes with a price cut
60%

At $270,000, this home is priced 8% above the $249,990 median across 5 active homes in Troy.

Pago mensual estimado

$1,840/mo
Capital e intereses$1,365/mo
Impuesto predial
Seguro de casa (est.)
HOA dues

Precio de la casa

$270,000

Enganche

20% ($54,000)

Detalles del préstamo

Fijo a 30 años, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

Conoce esta casa en persona

Agendar una visita

We confirm your time and reach out fast.

By providing your phone number, you agree to receive calls and text messages from Quality Property Group Inc regarding your inquiry and related property information. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. Reply STOP to unsubscribe, HELP for help. Privacy Policy · Terms of Service

Prefer to talk? Llama o envía un mensaje al (512) 877-8688

¿Te interesa esta casa?

Haz una pregunta o agenda un recorrido — te daremos seguimiento dentro de 24 horas.

By providing your phone number, you agree to receive calls and text messages from Quality Property Group Inc regarding your inquiry and related property information. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. Reply STOP to unsubscribe, HELP for help. Privacy Policy · Terms of Service

By submitting, you agree to be contacted by HomeLocating. No spam, ever.

Listing courtesy of Jorgenson Real Estate · Kasey Jorgenson

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

Sigue explorando

Call Now