
1121 S 23rd ST, Temple TX 76504
MLS #247360885 · Texas Signature Realty · Ramgopal Surabi
Acerca de esta casa
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.
Detalles de la propiedad
- Tipo de propiedad
- Residential · SingleFamilyResidence
- Estatus
- Active
- Año de construcción
- 1940
- Baños completos
- 2
- Tamaño del lote
- 0.2448
- Fraccionamiento
- Tal-Coe Place
- Área MLS
- BT
- MLS #
- 247360885
Características
Características interiores
- Ceiling Fan(s)
- Multiple Dining Areas
- Primary Bedroom on Main
- Storage
Características exteriores
- None
Detalles adicionales
- Estacionamiento
- Additional Parking
- Lugares de cochera
- 4
- Techo
- Asphalt
- Cimentación
- Pillar/Post/Pier
- Impuesto anual
- $3,731
Ubicación
View Street ViewLoading map…
Escuelas
Assigned schools per the MLS.
- Distrito escolar
- Temple ISD
- Primaria
- Scott
- Secundaria
- Travis
- Preparatoria
- Temple
Casas comparables cerca de 1121 S 23rd ST
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Cómo desplazarse
- Downtown Austin
- 61.2 mi
- Austin-Bergstrom Airport
- 64.2 mi
Straight-line distance, not drive time.
Análisis del mercado
Compared with 45 active homes in ZIP 76504 · HomeLocating listings
At $199,640, this home is priced 12% below the $226,999 median across 45 active homes in ZIP 76504.
Pago mensual estimado
Precio de la casa
$199,640
Enganche
20% ($39,928)
Detalles del préstamo
Fijo a 30 años, 6.50%
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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.
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Listing courtesy of Texas Signature Realty · Ramgopal Surabi
Listing data last updated Oct 2, 2026, 11:46 PM
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