1121 S 23rd ST, Temple, TX — photo 1
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$199,640
3 beds2 baths1,288 pies²

1121 S 23rd ST, Temple TX 76504

MLS #247360885 · Texas Signature Realty · Ramgopal Surabi

Residential
Built in 1940
0.24 Acres Lot
$155/sqft

Acerca de esta casa

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Detalles de la propiedad

Tipo de propiedad
Residential · SingleFamilyResidence
Estatus
Active
Año de construcción
1940
Baños completos
2
Tamaño del lote
0.2448
Fraccionamiento
Tal-Coe Place
Área MLS
BT
MLS #
247360885

Características

Características interiores

  • Ceiling Fan(s)
  • Multiple Dining Areas
  • Primary Bedroom on Main
  • Storage

Características exteriores

  • None

Detalles adicionales

Estacionamiento
Additional Parking
Lugares de cochera
4
Techo
Asphalt
Cimentación
Pillar/Post/Pier
Impuesto anual
$3,731

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Escuelas

Assigned schools per the MLS.

Distrito escolar
Temple ISD
Primaria
Scott
Secundaria
Travis
Preparatoria
Temple

Casas comparables cerca de 1121 S 23rd ST

Similar homes currently for sale nearby, ranked by distance.

Cómo desplazarse

Downtown Austin
61.2 mi
Austin-Bergstrom Airport
64.2 mi

Straight-line distance, not drive time.

Análisis del mercado

Compared with 45 active homes in ZIP 76504 · HomeLocating listings

Area median price
$226,999
This home vs. median
12% below
Homes with a price cut
49%

At $199,640, this home is priced 12% below the $226,999 median across 45 active homes in ZIP 76504.

Pago mensual estimado

$1,403/mo
Capital e intereses$1,009/mo
Impuesto predial
Seguro de casa (est.)

Precio de la casa

$199,640

Enganche

20% ($39,928)

Detalles del préstamo

Fijo a 30 años, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Texas Signature Realty · Ramgopal Surabi

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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