639 E Saint Charles DR, Crosby, TX — photo 1
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$239,900
6 beds3 baths1,924 pies²

639 E Saint Charles DR, Crosby TX 77532

MLS #246227475 · BMJ Realty Group · Melinda Jackson

Residential
Built in 1960
0.13 Acres Lot
$125/sqft

Acerca de esta casa

DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic! Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!! Optimized ownership structure with a low down payment and real flexibility. The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime. Conventional, FHA, VA, and USDA financing accepted. Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down. Estimates; final terms set at closing

Detalles de la propiedad

Tipo de propiedad
Residential
Estatus
Active
Año de construcción
1960
Baños completos
3
Tamaño del lote
0.1339
Fraccionamiento
St Charles Place Sec 01
Área MLS
Out of Area
MLS #
246227475

Características

Características interiores

  • Laminate Counters

Características exteriores

  • None

Detalles adicionales

Estacionamiento
Driveway
Lugares de cochera
0
Techo
Asphalt
Cimentación
Pillar/Post/Pier
Impuesto anual
$3,515

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Escuelas

Assigned schools per the MLS.

Distrito escolar
Crosby Isd
Primaria
Crosby (Crosby)
Secundaria
Outside School District
Preparatoria
Outside School District

Cómo desplazarse

Downtown Austin
163.4 mi
Austin-Bergstrom Airport
158.1 mi

Straight-line distance, not drive time.

Pago mensual estimado

$1,606/mo
Capital e intereses$1,213/mo
Impuesto predial
Seguro de casa (est.)

Precio de la casa

$239,900

Enganche

20% ($47,980)

Detalles del préstamo

Fijo a 30 años, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of BMJ Realty Group · Melinda Jackson

Listing data last updated Oct 2, 2026, 11:46 PM

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